ExpressLoan is a Private Money lender. Private Money lending is often referred to as Hard Money lending. The term "Hard Money" seems by many to have a negative connotation. This should not be the case. Hard Money simply refers to the "Hard Asset" that secures the loan. You may also refer to us as an equity-based lender.

ExpressLoan makes all lending decisions, we do not rely on other brokers or lending institutions. As such, we can make most lending decisions the same day. We will do everything within our power to make your loan request work for you.

Our rates vary depending on the type of property, term of the loan and the general situation. And, we can fund your loan quickly. If you are looking for the cheapest or lowest interest rates you have come to the wrong place. We are however, very effective when other sources cannot or will not fund your transaction. The average funding time from application is 7 to 10 business days.

Our loans are based mainly on the equity in the property. Credit and income, while considered, are not the major factors, we will look at all credit grades and income types. We make or arrange loans from $30,000 to $500,000. We also work with licensed lenders and real estate brokers to help fund your clients' needs.